Instead of worrying about the specific modalities, which are nothing more that someone’s proprietary description of some combination of permitted treatment techniques, we defined coverage broadly based on the nature of the treatment.
You don’t have to look for a name for a technique to know you are covered. For example, Yoga involves a practitioner guiding people through movements and hold positions. So does Pilates. Our policy doesn’t say Yoga or Pilates, it just says Movement Therapy, defined as guiding Clients through a system of movements and hold positions.
That way, everything is covered without having to identify the label someone has put on it.
The American Massage Council (AMC) is one of the most established programs in massage. Founded in 1986 to fight spiraling malpractice insurance costs. The company was initially founded as a California only program and was expanded nationally in the early 90’s. Over the last three decades AMC has consistently provided the most affordable and reliable package of coverage in the country.
Massage therapists may need malpractice insurance to meet state licensing requirements, employer contracts, or professional obligations. Even when it is not legally required, individual coverage can help protect against covered liability claims. Learn how employment status, independent practice, and policy exclusions affect your insurance needs.
Massage therapy clinics face risks involving client injuries, inadequate documentation, informed consent, equipment failures, and infection control. Learn five practical ways to protect your clients, therapists, business operations, and professional reputation while understanding how appropriate massage therapist liability insurance fits into a comprehensive clinic risk-management strategy.
Learn how massage therapists can respond to negative online reviews without escalating conflict or disclosing confidential client information. This practical guide includes a professional response template, advice on handling unfair or potentially fake reviews, steps for documenting complaints, and guidance on building a credible online reputation while protecting your practice.
Neck massage can help clients manage muscle tension, but treatment requires careful screening, appropriate pressure, clear communication, and sound clinical judgment. Learn how massage therapists can recognize warning signs, modify treatment, document concerns, and protect clients and their practices when neck symptoms raise safety questions.
AMC also has an extensive network of defense attorneys and defense experts nationwide. The panel of defense attorneys and defense experts have been thoroughly vetted by AMC’s team and were selected based on rigorous selection criteria including the demonstration of superior knowledge and experience in their respective specialties and consistent delivery of superior outcomes.
When it comes to your insurance coverage we do not make the assumption that you need all the coverages offered by other organizations. Through our application process, we let you choose what you need rather than charging for what you may not want
Our insurance carrier covers a wide range of allied healthcare professions. These professions include: Personal Trainers, Skin Care Professionals, and Nutritional Specialists. Please contact us if you have an additional profession you are seeking coverage.
The professional liability coverage limits are $1,000,000 per claim, $3,000,000 aggregate. Modalities covered include; massage, energy, movement, and spa therapies. The policy is valid from the time of inception until it renews after one policy year.
AMC distinguishes ourselves from other massage programs by employing attorneys who not only have legal defense backgrounds, but also attorneys who have expertise in massage modalities to handle claims from the inception.
The application process is very important to AMC. In order to maintain the best rate possible we ask a few questions that help us to best determine the risk. These few questions can end up saving you money and time spent on an unfounded claim.
New Member Application
PDF New Member Application
Member Renewal Application
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