Massage Therapist Insurance Coverage

Massage Therapist Insurance Coverage

In 2020, the massage industry in the United States was estimated to be about 5.3 billion U.S. dollars, according to data published on World Metrics. This aligns with the Bureau of Labor Statistics, which projects that employment of massage therapists is expected to grow by 18 percent from 2022 to 2032, much faster than the average for all occupations.

If you run a massage clinic and employ massage therapists, you understand the risks associated with their jobs (and your business). For instance, an injury inflicted on a client from an accident in your clinic may lead to filing a complaint against your business. With that said, it makes sense to have the protection you and your staff need – one that provides massage therapist insurance coverage.

Massage therapist insurance offers financial coverage that could cover the expenses if you need to face a legal battle. The American Massage Council, for instance, offers professional liability insurance coverage limits of USD 2 million per claim, USD 6 million aggregate. Modalities covered include massage, energy, movement, and spa therapies. The policy is valid from the inception until it renews after one policy year.

Apart from professional liability coverage, you may consider adding Premises Liability and Business Personal Property coverage. The first covers other potential risks a health and wellness professional may encounter, including premises liability (aka slip and fall), personal and advertising injury, medical expense coverage, fire legal liability, and enhanced product liability. The second one can cover the named insured for lost, stolen, or damaged property of the business, including equipment like massage tables and furniture.

Plenty are the benefits of getting massage insurance coverage for your business and staff. Get the best protection you need to shield you from headaches and sleepless nights associated with dealing with complaints from your clients.

Are you looking for a reputable insurance company that offers massage therapist insurance coverage? Look no further than the American Massage Council. Call us today at (800) 500-3930 for inquiries.

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