Additional Insured – is an entity such as, a landlord, corporation, or another person that requests to be named on your policy. The purpose of this coverage is if the AI entity is named in a claim that was a result of your actions, the AI entity will be defended by your policy. This coverage can be added for an additional $10 per entity. AI coverage is provided upon written request and the issuance of endorsement.
Premises Liability (PL) – insurance covers other potential risks a healthcare professional may encounter. These risks include premises liability or slip and fall, personal and advertising injury, medical expense coverage, enhanced products liability, and fire legal liability.
Business personal property – can cover the named insured for lost, stolen, or damaged property of the business, such as equipment (massage table and chair), furniture, or other business property that is not a permanent part of the building structure. The limit of liability is $10,000 and there is a $500 deductible.
Our insurance carrier covers a wide range of allied healthcare professions. These professions include: Personal Trainers, Skin Care Professionals, and Nutritional Specialists. Please contact us if you have an additional profession you are seeking coverage.