If you’ve just started running a massage clinic looking for a meaningful gift for your workers this holiday, liability insurance for massage therapists can be a sound option. It protects them (and your business) from possible lawsuits from clients who may claim negligence on your part after an untoward event during a massage session in your clinic.
Of course, no therapist ever intends to have a client get hurt, but it happens sometimes. Whether or not your therapists are well-trained in safety protocols, incidents such as falling off a massage chair, tripping on rugs, or suffering from bruising or broken ribs (when a therapist applies massage too deeply) can injure a client. Thus, it makes sense to have insurance protection that can cover the financial need, in case of a lawsuit.
What is more appealing about liability insurance for massage therapists is that you can have it custom-designed to fit your unique business needs. For instance, you may consider coverage inclusions, coverage limits, scope of practice, work environment, and more.
Here are some inclusions that the liability insurance for massage therapists can cover:
- Premises liability – covers potential risks a massage therapist may encounter, such as slip and fall, personal and advertising injury, medical expense, and fire legal liability.
- Product liability – provides insurance coverage for external massage products applied during the service and those sold by your clinic.
- Legal defense coverage – should a complaint reach a legal battle in court, liability insurance can also be custom-designed to include financial coverage for legal representation. It is imperative as legal defense costs can often be higher than the actual amount of a settlement.
The holiday season is fast approaching, and the celebrations may include giving gifts that create lasting memories. As a business owner running a massage clinic, gifting your therapists with insurance coverage will surely be appreciated—not just during the holidays but throughout the year.
—
Are you looking for a reputable company that offers liability insurance for massage therapists? Look no further than the American Massage Council. Contact us at (800) 500-3930 for inquiries.
