If a massage therapist works in your clinic, whose insurance covers them?

This is an important question for every massage clinic owner.

Your clinic may have business insurance, but that does not automatically mean every therapist has the same protection.

Employees and independent contractors can have different insurance arrangements.

That is why clinic owners should determine:

Who is covered?
Are independent contractors required to carry their own insurance?
Are all massage modalities covered?
Are the policy limits appropriate?
And does the clinic’s policy properly cover the business and its practitioners?

Having these answers before a problem occurs can prevent confusion later.

Make insurance requirements part of your therapist onboarding process, and verify coverage before treatment begins.

As a massage therapist, you must protect yourself; only the best massage therapist insurance coverage will do!

The American Massage Council offers the most affordable and reliable professional liability insurance for massage therapy coverage and more.